Jio Data Loan is a service which gives you 1GB of emergency data when your regular data pack finishes. It works as saviour to you in the data crises. Here is a complete guide regarding how you can take this data loan, what its calling number is, its features, and many more:
What is Jio Data Loan?
Jio Data Loan is an add on data feature which is launched by Reliance Jio Company. It gives you 1 GB data addition when your daily data limit is finished. It is useful during emergencies, especially when you don’t have time or balance to recharge instantly or you are in mid of your work and your limit of using the actual data is crossed.
The borrowed data is usually valid for 1 day. This loan is mainly available for prepaid users who have an active plan with no unpaid dues or any complaints. You can request it through the MyJio App or by simply dialing a USSD code from your phone, which is *191#.
How can you get Jio data loan instantly?
So, to get this loan there are basically three options, which are mentioned step by step below:
#1 Using MyJio App
- Download the My Jio App on your phone, login with your Jio mobile number.
- After that go to the Menu section.
- Then click on the option – Emergency data loan.
- Then tap on “Get Emergency Data”.
- Once you select the 1GB High-Speed Data option.
- Then again tap on the option Continue and then Submit.
- Instantly your 1 GB data loan will be activated.
#2 Loan by dialing:
If you don’t want to use the app, you can follow these dialing steps:
- Dial *191# from your Jio number.
- Then simple menu will appear on your phone screen.
- Then, select the option for Emergency Data Loan.
- Confirm your request by following the instructions given by them.
#3 By Calling
You can also get the data loan by simply calling customer care:
- Dial 1800 891 9999 (toll-free).
- Follow the instructions to request the data loan.
- Once approved, the data will be added to your account.
How many times can you use Jio Data Loan?
You can only take the data loan up to 5 times after that, you need to clear your previous dues (which is the loan amount) to take a new loan.
How much does Jio Data loan cost?
Usually, 1 GB of data in the emergency loan costs around ₹15 to ₹25. The amount is not taken immediately. It will be deducted from your next recharge. There are no hidden charges or extra process it is a simple one time payment.
Who all can take the Jio Data Loan?
Not everyone can take this loan. To be eligible:
- You must be a Jio prepaid user.
- Your Jio SIM must be active.
- You should not have unpaid loans pending.
- Your current recharge should be valid.
How can you get Jio Data loan via SMS?
You can only take it via:
- MyJio App
- USSD Code
- Customer Care
What if you don’t repay the Loan?
If you don’t recharge, it will go to pending, and you won’t be able to get another loan. After 5 loans, you must clear your dues to continue using this feature.
Highlights of Jio Emergency Data Loan
| Feature | Details |
| Loan Amount | 1GB per loan |
| Validity | 1 day |
| Cost | ₹15 to ₹25 per loan |
| Maximum Loans Allowed | Up to 5 times |
| Repayment | Automatically after recharge |
| Availability | Only for prepaid Jio users |
| Activation Methods | App, USSD code, or customer care |
What are the benefits of Jio Data Loan?
- It always keeps you connected during emergencies.
- It is an easy to activate and repay plan.
- It is widely available on app or call.
- It is simple yet affordable option which starts from just ₹15.
- There are no hidden conditions asked by them.
Conclusion
Jio Data Loan is a lifesaver number which helps you, when your data ends at the wrong time. Whether you are traveling, working, or simply streaming something important. This is a “1GB type of loan” which keeps you connected. With simple steps, quick approval, and automatic repayment, it’s a feature every Jio user should know about. Next time you see your data pack is over and you feel stuck, then simply just open the MyJio app or dial *191# and get your 1GB Data loan that moment.
FAQs
How can I get 1GB emergency data on Jio?
You can get 1GB emergency data by using the MyJio app or dialing *191# and selecting the data loan option.
Can I get 2GB loan from Jio?
Yes, Jio sometimes offers up to 2GB data loan, especially through the 1299 service number.
Is this service free?
No, Jio charges a small fee (₹15–₹25) for the emergency data loan, which is taken from your next recharge.
Can postpaid users use Jio data loan?
Currently, this service is mainly available for prepaid users only.
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