American Express is a multinational financial services provider with headquarters in America. It is famous for its range of premium credit cards. The international credit card issuer has also expanded into the Indian financial market along with a varied range of American Express Credit Card for huge categories of cardholders. Some of the Amex cards are the Amex Gold Card, Amex SmartEarn Credit Card, Amex Membership Rewards Card, and many more. Let us go through this article to know the features, eligibility, documents required, etc., before applying for the Amex Platinum Travel card.
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Should you consider an Amex Platinum Travel Card?
One should consider an Amex Platinum Travel Card if:
- If one makes domestic visits several times in a year.
- If one is looking for travel benefits in the form of vouchers.
- If one is a high spender and can get the substantial rewards accumulated.
- If one can afford fees as high as INR 5000.
- If one hardly makes international trips.
- If one is more interested in redeeming rewards for travel-related benefits.
Perks and Privileges
Mentioned below are the perks and privileges of the Amex Platinum Travel Card:
- Get a Flipkart voucher or travel benefits worth INR 4,500 on spending INR 1.90 lakhs.
- Get a Flipkart voucher or travel benefits worth INR 7,500 on spending INR 4.00 lakhs.
- Get 8 complimentary visits per year, a maximum of up to 2 complimentary visits per quarter to airport lounges across India.
- Get a Taj Experiences e-gift card worth INR 10,000 from Taj.
- Get 1 Membership RP for every INR 50 spent except for Insurance, Fuel, Cash Transactions, Utilities, and EMI conversion at the POS.
- Get a Taj stay voucher worth INR 10,000 from Taj when INR 4 lakhs are spent in a card membership year.
- Earn 25000 membership RP’s that can be redeemed for a Flipkart voucher worth INR 7500.
- Earn an additional 3600 regular membership RPs redeemable for vouchers or travel benefits worth INR 1080.
- Get Milestone Bonus Membership Rewards Points on the following three Milestones as defined below:
- Get 10,000 membership rewards as a welcome gift when INR 15,000 is spent within 90 days of the issuance of the card.
- Reaching the spending threshold of INR 1.9 lakhs every year.
- Reaching the spending threshold of INR 4 lakhs every year.
- Get a waiver of the fuel surcharge as mentioned below:
- 1% convenience fee on fuel purchases of INR 5,000 and above at HPCL Petrol Pumps
- 0% convenience fee on fuel purchases less than INR 5,000 at HPCL Petrol Pumps
Eligibility Criteria
Mentioned below are the eligibility parameters to be met in order to apply for Amex Platinum Travel Card:
- The minimum age of an applicant should be 18 years.
- In the case of a self-employed applicant, the company should be in trading for more than 12 months.
- An applicant should have a decent credit history and no default in payments.
- In the case of a salaried and self-employed applicant, the annual income should be INR 6 lakhs and above.
- An applicant should have an Indian or Multinational savings or current bank account in India.
- An applicant should have a permanent residential address in India.
- An applicant should be a Resident Indian as mentioned in the Income Tax Act, 1961 of India.
- The card should be issued to the residents of Delhi/NCR, Hyderabad, Mumbai, Chennai, Pune, Bangalore, Indore, Coimbatore, Chandigarh/Tricity, Jaipur, Ahmedabad, Surat, Vadodara, Ludhiana, Nasik, Nagpur, Trivandrum, Mysuru, Lucknow subject to condition.
Fees and Charges
| Type of Fee or Charge | Amount |
| Joining Fee | INR 3,500 + Applicable Taxes |
| Annual/ Renewal Fee | INR 5,000 + Applicable Taxes |
| Cash Advance Fee | 3.5% (Minimum of INR 250) |
| Finance Charges | 3.5% p.m. |
Steps to Apply for Amex Platinum Travel Card
- Visit the Amex Credit Card page or the Charge Card page.
- Compare all the cards available on the page and choose the one that suits your requirements the best.
- Now click on the button “Apply Now”.
- Fill out the application form with all the personal details, including name, DOB, income details, PAN card number, and address.
- Click on “Save” and continue on to the next page.
- Provide your financial information, like bank details. Click on “Save” and review it before applying for the card.
- You will then receive a message of confirmation once the application is submitted.
- To prove your identity and legal status, provide the necessary documents as asked for.
Documents Required
Mentioned below is the list of documents required to be uploaded in order to apply for the Amex Platinum Travel Card:
- Contact details: including your phone number and current address. In case you’ve lived at your present address for less than 3 years, we’ll also need your previous address.
- Personal information: includes your name, DOB, email ID, and nationality.
- Financial information: including your annual personal income (and any other household income), your employment status and employer contact details, as well as how long you’ve been with your bank or building society.
Steps to Activate the Amex Platinum Travel Card
- Via American Express App:
Step 1: Download the Amex App.
Step 2: Provide your credit card details.
Step 3: Next, create your User ID and password.
Step 4: Set the desired PIN and get the card activated.
Step 5: Go to the tab “Accounts”.
Step 6: Now, select the “Activate and Add Card to your Account” option.
Step 7: The app provides quick and secure access with the help of biometrics.
Step 8: One can also set up notifications/alerts, get the account statements, redeem the reward points, etc.
Step 9: It allows you to view, change, and unlock the PIN.
Step 10: Also, it gives a Chat Support option on the app for quick resolution of your problem.
- Via Online Account:
Step 1: It allows the cardholders to register for online services at www.americanexpress.co.in/activate
Step 2: Set the desired PIN and get the card activated.
Step 3: It allows you to view the bank account balance and pay utility bills online.
Step 4: One can set up notification alerts via SMS and email to get updates.
Step 5: It allows you to view, change, and unlock the PIN.
Step 6: Also, one can track the membership rewards points balance.
- Via American Express Helpline:
Step 1: Call the customer care number printed on the back side of your card.
Step 2: Follow the IVR instructions to set a PIN so as to set the desired PIN and get the card activated.
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